Your doorway to go deeper
Every unplanned expense does not have to be a crisis. Imagine if you had $1,000 cash in your hand, ready to pay for that unexpected event. Most people are able to save $1,000 in just a month. You can do it. Turn crisis into peace and start building your emergency fund today! 1) Save for…
Read more
Step 1: Write Down Your Total Income This is your total take-home (after tax) pay for both you and, if you’re married, your spouse. Don’t forget to include everything—full-time jobs, second jobs, freelance pay, Social Security checks, and any other ongoing source of income. Step 2: List Your Expense Think about your regular bills (mortgage,…
Read more
So you’ve heard about the debt snowball method—you know, where you pay your debts from the smallest to largest balance regardless of interest rate—and now you’re ready to dive right in. The debt snowball is Baby Step 2 of Dave Ramsey’s 7 Baby Steps. If you’re on this step, it means you already have $1,000 saved…
Read more
